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Do you have flood insurance? Here's what to consider ahead of potentially historic El Niño winter

Katherine Langford
Editor-in-Chief · Wednesday, October 14, 2026 at 5:02 AM · 1 min read
Do you have flood insurance? Here's what to consider ahead of potentially historic El Niño winter
       — ABC 7 Bay Area, Piedmont Community news
Image: ABC 7 Bay Area

As our El Niño winter approaches, now is the time to prepare. According to FEMA, more than 40% of flood claims occur outside designated high-risk flood zones. So, even if you don't live in a high-risk area -- should you get flood insurance?

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